Critical Illness & Disability Insurance

Call 705-526-8333 for a quote

Learn more about policies that help protect your income and lifestyle 

Permanent life insurance policies offer financial protection in the event of your death. But did you know that they can also help you build cash value you can use in your lifetime*?

In fact, the cash value you build can grow into a sizable asset that you can access by loans and withdrawals.
With these living benefits, you could:

• Help pay for your children's education.
• Add to your retirement income.
• Provide funds for an emergency expense that may arise.

Health-Related Living Benefits

There are also living benefits that can protect against medical costs, lost income and the need for ongoing care.

Disability Insurance**
There are a number of plans designed to help keep you financially stable during difficult times and will provide you with a monthly benefit amount when you are sick or hurt and unable to work.
Desjardins Insurance offers a variety of coverage options depending on your occupation and salary. These plans may be ideal as a primary income replacement plan. They can help protect against the risk of depleting your savings, education or retirement funds.

Critical Illness Insurance**
Should you have a need for medical care, many hidden costs can occur that may not be covered under a provincial health plan
Desjardins Insurance can provide affordable coverage to help with the financial burden caused by illnesses such as cancer, heart attack and stroke.

Health & Dental Insurance**
Desjardins Insurance offers individual health care insurance that covers medical, paramedical, visual and dental expenses for you, your spouse or your entire family.
This insurance offers the same type of benefits that group insurance plans do and pays for medical expenses not covered by your provincial health insurance plan.

*Unpaid loans and withdrawals will reduce the death benefit and policy cash value. Loans also accrue interest.
Neither Desjardins Insurance nor its agents provide tax or legal advice. Please consult your tax, legal or investment advisor regarding your specific circumstances.
**The products described here are manufactured and issued by Desjardins Financial Security Life Assurance Company.


Todd Lalonde Insurance Agency Ltd.
Phone: 705-526-8333 or Toll free: 1-844-464-8633
Email: todd@toddlalonde.com